Showing posts with label college applications. Show all posts
Showing posts with label college applications. Show all posts

Sunday, December 27, 2015

It's been a long time / Since I've seen your smiling face / It's been a long time

Three years in fact.

So where the gang is these days...

The eldest is just about through her bachelor's at UMBC after switching majors two or three times and landing in math. If there was any hope of another generation of engineers it was with her, but it was not to be. Well, math is part of the "STEM" acronym, so, I guess that makes it close to following in dear mom's footsteps.

Middle kid is loving life in her second year at what is probably the most unique school she could have chosen - St. John's College. I'm a little envious of going to a school that focuses on original thinking and hard work and is such a perfect fit for her.

My special guy is sporting a goatee and mustache somehow. Not so little. He's the only one who's still in the system, and even though he's a junior in high school, I think we've got another four and a half years (the year he turns 21) until we can say adios to City Schools.

Being a parent to a special needs kid in BCPSS is certainly about running a marathon and not a sprint. Marathon sounds a little too pristine though. Maybe one of those races where they slog through pits of mud and things randomly come out of the wall and punch you - like Wipeout. I think our first IEP meeting was about 12 years ago. I've got to do a quantitative analysis post some day where I count the hours and dollars and all the rest that have invested in my guy over the years. We're always in there, advocating for what is legally his due, no doubt coming across as "*That* Parent".

photo of a long path through leafless trees with a boy and dog ahead
And me? For some crazy reason, I thought it would be a good idea to finally get that master's degree that my job is willing to pay for. I've got to be twice the average age of students in the program. It's fairly exhausting between classes, homework and a job that, when you include drive time, takes up about 54hrs a week of my time. Right now, I'm one year through a five year program. I guess that means that I'll finish up my masters at the same time that my youngest is done with City Schools.

In it for the long haul...damn good thing I'm as stubborn as I am.


Thursday, April 5, 2012

All done



Last year, one (long) day of spring break was spent on our first college tour, and my first post about college applications. Yesterday, the process ended when HSS decided there was no point in going to an overnight at College Park this weekend, UMBC was it. So the college application label for HSS is done. I probably need a new label that captures the concept of panicking and getting whatever is required done to send a child away to college. Not yet. I just want to revel in the sense of accomplishment right now.

Wednesday, March 28, 2012

And on the college front


Yes, these are the goofballs that are now somehow or other ready to be thinking about college...sigh
The letters we have been waiting on have started coming in. They're not all good news, actually, so far they've all been rejections. The tally is 8 schools applied to, 3 accepted, 3 rejected, 2 outstanding. Kind of surprising, but not really bad news. Of the schools HSS has been accepted to, two are state schools (UM College Park and UMBC) which have great engineering programs. Plus they have the advantage of 100% of their tuition paid for by the college saving I started paying into about 13 years ago. The third school, Drexel, also has a great engineering program and has given HSS a $10K merit scholarship - $10K doesn't make a private school cost the same as a state school, but it's a start.

So now it's time to make decisions. Tomorrow I drive to College Park at 5:00 pm (anybody who knows Washington DC area traffic knows what a bad idea that is) to take HSS to the engineering open house. We already went to the UMBC Welcoming Reception and Accepted Student's Day at Drexel. We are so close to being done with this whole application process, and I am more than ready to be done.

Oh, did I mention that my other high school student took a PSAT this year (as a sophomore) and my email is now flooded with all the colleges that she's signed up with to get more information? Guess it starts all over again before HSS is even done.

joy...

 

Saturday, March 17, 2012

Waiting

If we're waiting on five colleges that all say they'll send notices sometime in March, do you think it's too much to ask to have gotten at least one by the 15th?

Guess in is. Sigh...

Monday, March 5, 2012

"You'll hear from us sometime in March"

Cardboard finger tapping
I am finding the wating for this month's acceptance and/or rejection letters nearly intolerable. I want to see actual financial aid packages. I want to lay all the data out. I want to figure out if I need to cash in some or part of my IRA to pay for this stuff. I want to have enough data so that I can ask HSS what she thinks about these colleges.And after the end of March there's the whole month of April to go back and forth between these colleges and make a decision.

There are lots of tough things involved in parenting. I guess making it through these two months is probably not the worst in an objective way. But more subjectively? I am not good at waiting. I can't stick big issues to the back of my mind until they can be dealt with. It would make sense, but I'm just not wired that way.

So I've got a month of stress and finger tapping and waiting. Checking the mail, getting HSS to check her email and waiting. And it means I'm also getting stressed about other things quicker and easier because I'm stressed to start with. That seems especially bad because msk's IEP and tests, tests, tests are ramping up this month. And stress is doing a number on my body as I round the corner towards the half century mark. And my aging parents = stress. And now the middle child is working on learing to drive = stress. I could go on, but listing these things = stress.

What a whiner I am. Sorry. Next post will be better.

Sunday, February 26, 2012

Keep on keeping on

Today was a long walk in the park - msk, the dog and me. On the 26th of February it seemed warm, even though the weather report said today would be the closest to a typical winter day all week.


There were flowers peaking out in many places, and it seemed like a rash choice to me. March snow storms are not all that rare. But I suppose the window of opportunity for these types of flowers is narrow. If they hold off too long and we get one of those early and warm springs they might not get a chance to bloom at all.


A hard choice, that you really can't feel all that secure in, but is pretty crucial and life changing.


I can't tell you how many times both HSS and I have swung back and forth about picking a college. Big, small, debt, affordable, reputation, reality...too many variables for a solvable equation. For msk and this high school path...I'm not sure there is any choice that feels OK. He needs to have a meaningful place in society, but don't know if society wants to make that place for him and these high school choices feel like they are limiting him.


But worrying and flipping and regretting and anger and depression... they don't help. So you put yourself out there and you make a choice and you figure out how to make it work. Because really? I don't see an alternative.

Thursday, February 23, 2012

Something new

What is money but a hindrance? Take it, please.
I am absolutely tired of looking at my previous post at the top of my blog, so even though this is half-baked at best, it's going up.

I was talking to another special needs parent about non-public special ed schools. When msk was in a non-public placement we never saw the bill that the school system was paying for him to attend. There were some students who's families were paying to attend, or at least the information for the school said that you could attend with your own payment (as opposed to having a school system pay). The rumor was that the price was in the $60K range - I'm emphasizing rumor and that this was more than 6 years ago, so that's a very vague number.

The discussion the other day was that $60K a year for education was just crazy. I said that you had to look at the payroll and materials before you could know that - I think msk's school had a staff to student ratio of close to 1:1 and that many of that staff had quite a lot of education and training and were probably pretty well compensated. This parent stuck with the idea that the cost was crazy and that it was only because school systems were willing to pay that much that it cost that much. He seemed to think that if individuals were paying the costs would be driven down. I'm not sure that I agree. I do know that if msk ends up getting another non-public placement, it'll probably cost quite a bit, and honestly, that's not my problem to worry about.

A similar thought comes up as we're looking at college costs for HSS. All of the schools applied to, with the exception of the two University of Maryland schools, are basically $50K/yr for 4 years. In other words $200K is the sticker price to get through college. I'm not saying I'll be handing over that amount of money - we'll be getting some amount of financial aid and hopefully some of that will be gift aid as opposed to loans. Still...$200K is a lot of money.

In another discussion with a different parent who's kid is entering college there was a question of the actual value of going to college or the differential value of going to a private college vs. going to UMBC and living at home for example. It was pretty clear that he thought anyone considering that $200K price tag was crazy. I'm not that sure. I worry about the size of University of Maryland. I worry about a "sink or swim" kind of attitude. I absolutely want HSS to live away from home when at college.

So what's the conclusion? Feels like a lot of money will be passing away from us to a lot of other people and I worry about these decisions. I hope I'm not deciding that because it's more expensive it must be better. I don't believe that and I don't want to feed into a system with costs that are spiraling out of control.

Mainly, I just worry.

Thursday, February 9, 2012

Overwhelmed

Beaker's stressed
As soon as I came in the door last night I was copying income tax forms and trying to figure out where to mail what. This is the last part of the financial aid process for three schools. Then there's another school that only wants you to fill out their application if you get accepted. Then there's the one school with a scholar's program that has a separate application from their main application, with a deadline a month and a half later after every other deadline was over...totally missed that one.

Honestly, this part of the process seems needlessly complicated. And stressful.

They want to know how much I make and how much I save and how many dependants and if there are special education expenses for a sibling and whatever else...fine. It would be nice if all the schools and scholarships and whoever else wants to know could get together and just ask me once.

And then there are all these obscure scholarships that keep on coming by email that I can't keep up with. Why does this need to be so hard?

I'm stressed and I'm snapping at my husband and HSS whenever the topic of financial aid comes up.

Last night I had a vivid dream that HSS had decided to apply to another college without telling me and I realized I hadn't included that college on the FAFSA or the CSS. It seemed so real I had to ask this morning. I believe that qualifies me for officially cracking up.

Plus there's the joy of trying to get insurance companies to pay for medical/behavioral assessments as we get ready for the next round in the wonderful world of IEP meetings...but that's a topic for another post on another day.

Wednesday, February 1, 2012

Acceptance #3

leaving tributes
So yesterday HSS received her third acceptance letter, or email, or really a web-link to an acceptance page. University of Maryland has a great engineering program and my college savings will pay for 100% of the tuition, so that's pretty good. It's a scary-big school though, so I guess that's a decision for down the road. Acceptance-wise HSS is 3 for 3, but we've still got 5 more colleges to hear from. And financial aid packages as well.

Tuesday, January 24, 2012

Another checkmark


what's under that kilt?
So this weekend marked the final college tour for HSS. I know a better order would have been to do this before submitting all the applications, but Pittsburgh is the furthest location for HSS's school choices.

This was also the only visit that involved a significant amount of time away from parents and in the company of actual students. It certainly leads to a different perspective. "College students are crazy," was the opinion after spending a night as a "bagger" with them (the event was a "Sleeping Bag Weekend"). Nothing new there if I can remember back 30 years or so.

With this weekend every school has a first hand image in HSS's mind and additionally, they all know that the application is pretty serious. I'm not sure it's universal, but more than a few of the schools have mentioned that a visit and an interview help tip the balance in your favor when they're comparing applications. I guess that makes sense, but I didn't visit any of the schools I applied to. Times change.

So now we wait for the big :-) or not so big :-( envelopes to finish coming in. Sigh.

Monday, January 16, 2012

Weighing options

http://www.fafsa.ed.gov/
Now that I've filled in the financial aid applications, I'm back to worrying about financing college. It seems to be an equation with way too many variables and decisions:
  • How should I balance debt for the student vs. debt for the parents?
  • Should I take all the loans they offer or refinance the house?
  • Or maybe cash out a pre-tax retirement account?
  • Should I hold back spending so I can have the same money available when child #2 enters college 2 year from now?
  • Should I keep all my finances so that I can set up some sort of trust for msk?
  • Will msk ever need his college savings, and if not, can I roll them into some sort of support trust?
  • Should I reach out to relatives who have the resources (and no kids) to help out?
  • What are these financial aid packages going to look like?
  • Is a more expensive college a better investment if it has more support and a co-op program, or is University of Maryland too good a deal (since it's 100% paid for with the pre-paid college saving account we've been paying in for 13 years) to walk away from?
Not much sense worrying at this point. Come March/April, once all the responses and packages are in hand, it'll be time to worry.

Saturday, January 14, 2012

Some explanations

Image borrowed from http://www.afatherspeaks.com/

Yesterday's post was a little terse, probably to do with it being a long day and me posting after midnight, so here are some details for anyone who's interested.

FAFSA? - that's the "Free Application for Federal Student Aid". Every college that you're going to ask for financial aid (and is there anyone who is so rich that they aren't going to at least ask?) is going to want you to fill this out. You fill in information about your family situation, college plans and any savings you have. Then copy some data from your Federal tax forms (1040 and W2). By some magical formula they tell you how much you can afford to spend to send your kid to school. It seemed like a crazy number to me, but I suppose there are loans as well as how much you can spare from your budget. It'll be interesting to see how this number translates to financial aid packets, but we've got some months to wait there.

CSS? - "College Scholarship Service". This is a longer and more complicated form than the FAFSA, but I think it serves a similar purpose. This application is administered by College Board, the same people who administer the SAT and AP tests. It also costs $9 to fill out and $16 per college that you send it to, while the FAFSA is free. For HSS, every school that she's applying to except the two University of Maryland system schools and Drexel required this form. There was a fair amount of detailed information that they're looking for about other kids in the family and other expenses, as well as investments and savings. I guess it should provide a better understanding of our full economic situation. On the other hand, it didn't spit out a single "you can afford this per year" number like the FAFSA did, so I really don't know if we fared better or worse.

The additional data that some school require is mainly copies of 1040s and W2s, either through some sort of  secure document handling service that College Board provides (IDOC) or directly to the college. One college (Bucknell) seems to have their own application for financial aid as well as needing the FAFSA and the CSS. Honestly, I don't know how much more information I can provide, but since I'm the one asking for money, I guess they can ask whatever they want.

Friday, January 13, 2012

Another "off" Friday

TurboTax Deluxe
Today I did my taxes, pretty much three times over. I filled out my taxes with Turbo Tax. Then I filled out and submitted our FAFSA form to all eight schools HSS is applying to. Then I filled out and submitted the CSS form to the five schools that needed that. I am not all that thrilled by bookkeeping, so this was a pretty intense amount of filling in, figuring out and double checking for me. But at least it's done.

Except for the four schools who still want more from me for financial information.

Yay me...


- Posted using BlogPress from my iPad

Monday, December 19, 2011

Two more essays to go... blah


I think I've written on this before, but I would just like to say one more time for emphasis - college essays suck. How do they suck and why to they bother you so, you ask? Let me count the ways, or at least give you my top ten.
  1. Believe it or not, not everybody is a writer or finds writing a great outlet to express themselves
  2. Essay topics such as "what do you think is great about this school?" invite nauseatingly suck-up writing - painful to generate, painful to edit
  3. College application time is emotionally fraught to begin with - putting yourself out there for acceptance or rejection - in this state hardcore editing to make a polished essay often leads to tears. I am tired of being the enforcer for other people's stupid rules and making my children cry. Tired, tired, tired.
  4. Why do different colleges have similar essay topics with vastly different word count requirements - it's impossible to use anything over when the word count goes down to 25% of the original, or do you really want to go under the word count by 75% if you try to share the essay that way?
  5. How the heck are they actually using these essays to make judgements anyway? If they're looking for that "stand out" essay, not everybody is a wild extrovert (see reason #1 for a similar concept)
  6. No matter how much time you put into essays there's some sort of guideline someplace that says you should have put in more time. There's only so much pushing for get it done early so we can edit, edit,edit...yuck
  7. Really, being able to hit submit and say done is worth a lot. How many revisions can you stand?
  8. Did I mention that not everybody is passionate about writing? Let's have everybody submit an imaginative solution to a geometric brain teaser with explanatory illustrations. Seem a little unfair to the non-math types? Logical thinking and proof construction seems like a reasonable thing to ask to me and HSS would blow the competition out of the water.
  9. Eight applications is not excessive with two safety, two reach and four that seem like a good shot. Close to fifteen finely crafted and well polished essays is excessive.
  10. By not getting together and coming up with a reasonable number of common essays like the Common App these schools are playing some sort of ego-trip, how-much-do-you-love-me game because you have to spend more time on some essays than others. It's hard not to get pissed at the schools with the most off-the-wall essay requirements

Saturday, December 17, 2011

Second Acceptance

Good dog!
Got an acceptance letter from UMBC today. Not sure if this is the best fit for HSS since there's no electrical engineering or civil engineering, but they've got lots of student supports and I think the CWIT program sounds pretty awesome.

Thursday, December 8, 2011

1st acceptance


So, first acceptance email was received today! I'm pretty sure Drexel is the only rolling admission university that HSS is applying to, so it will probably be months before any more decisions are heard. Still, knowing that there is one school, which seemed pretty good, that wants HSS to attend is very reassuring.

Friday, December 2, 2011

Is it 14 days already?

...or what I did on my 9-80 Off Friday.

On my day off I drove for 3.5 hours up the enchanting I-95/NJ Turnpike route to New Jersey with HSS to tour and interview at Stevens Institute of Technology in Hoboken.


After getting lost for about 30 minutes (who knew Jersey City and Hoboken each had their own 9th St and there is no connection between the two), we made it to a beautiful campus.


With incredible views of the city.



Three hours later, with tour and interview completed, and with a sick child who was not up for any trouristing in the area, I got to drive another 3.5 hours back the now dark I-95 route.

When I started doing this every other Friday off thing I thought I'd be more rested and less rushed. Ha!

Thursday, December 1, 2011

Naviance

Given that it's December 1st And I posted every day for the last 30 days should I take a break today? Nah!

Today's post continues on the topic of all the crap I'm learning helping my eldest (HSS) navigate through the college application process. One of the things that surprised me was that, outside of the massive poundage of mailings from colleges, there has been no paper involved in any of the eight college applications that are done or in progress.

When I say no paperwork, I'm including the parts of the application that HSS fills out, the transcripts that the high school sends out and the letters of recommendation that teachers submit as well. I have no idea if this is the way it has been for years or if this is something new. I know that last year there was all sorts of brouhaha about one school not sending out transcripts and parents and students being shocked and dismayed, so I'm guessing this is kind of new.

The two big tools that we've interacted with that make this "all on line" approach navigable, and actually fairly easy to negotiate, are the Common Application and Naviance. The Common App is driven by the colleges and seems to depend on a level of cooperation between the schools to have at least the main core of information requested be common. It makes sense and seven of the eight colleges being applied to accepted the Common App. The only exception was University of Maryland at College Park and I suppose when you're as big as they are plus have as high rankings as they do, you can pretty much do whatever you want. Even so, their application was on line, so even though it meant duplicating a lot of entry work, all of the applications were completed on line.

The other tool, Naviance, is less obvious to me. What I've seen of it (actually HSS has the password and does all the Naviance navigation, so really I should say what I've heard of it) has all been about picking schools to apply to, requesting transcripts and recommendations, and checking status of transcripts and recommendations. For someone like me, who tends to worry a bit too much, the fact that HSS can check status of these things is wonderful.

When I called a college to check on a visit/interview appointment (I would have had HSS do it, but there's school during normal office hours and no email had come through yet), I asked about the status of HSS's application, and that "according to some sort of on-line thing the school uses everything should be OK.". The counselor said, "Oh, you mean Naviance? That's what everybody uses." It struck me that a little web investigation might be interesting.

So, I guess Naviance does much more than track college application status. There's all sorts of stuff about plans and data and engaging parents. News to me. Then I checked their "In the news" section and found the title "Baltimore City Public Schools Selects Naviance to Empower 23,000 Urban Maryland Students to Become College and Career Ready" with a story dated September 22, 2011. Sounds cool to me, but I wouldn't have minded hearing something about it and what exactly the vision is for usage.

I suppose the concept is that in high school this is more of an issue to be communicated with students than with parents. I would have been interested, and I actually still am. Is this tool in use in all high schools in the city? Is it being used to "unite students, families, teachers, counselors and administrators in a collaborative partnership to promote, measure and improve college and career readiness"? Beyond just tracking college applications?

Don't get me wrong, I am totally grateful to be able to track college applications, but it seems like Naviance is about a bunch more and I wonder if there's something I'm supposed to be doing with it that I'm not because I've gotten no information. Especially in terms of my kids that are not high school seniors yet.

Sunday, November 27, 2011

How many more essays?

image stolen from this blog. Clever, no?
A goal I had for this four day weekend was for HSS to finish up all the college essays still needed. In hindsight this was overly optimistic.

Sigh...taking a deep breath and getting back on task...

One tool that I think is worth the money is College Essay Organizer. I guess if you don't apply to too many schools, or if their essay requirements aren't to varied, a spreadsheet would work, but the nice thing about this website is that it pulls essay requirements together to let you submit the same essay, or at least a similar essay to multiple schools.

What HSS's  road-map says is still needed:

  • Your intellectual interests and -
    • how college B's academic program will cultivate 
    • how you decided on your planned major at college C 
    • what interests you in your planned major
    • what beyond you planned major are you interested in
  • What unique aspect of college D attracted you to apply
  • A challenge that you faced a persevered through
  • Three things college E should know about you that you haven't covered

I'm hoping we might get through all four that are tied to intellectual interests, but that means a lot of drafts, proof-reading and polishing is on the agenda for today. HSS is not a lover of writing, so this process can be pretty unpleasant.

This brings me to the point I'd like to express in this post, if there is a point beyond just writing what's on the agenda for today that relates to the kind of topics I usually post on this blog. I understand that being able to express yourself and communicate ideas is essential to critical thinking, but is it fair that so much time and effort in college applications is tied up in essays? I think essays are going to take up 95% of the time spent on filling out college applications. I think essays will take even more time then it took to decide on what colleges to apply to and to visit more than half of them. Yes, I'm talking days and days of essay writing.

Shouldn't there be other skills that get individually highlighted? If math is your thing, shouldn't there be a way to emphasize that, beyond SAT scores and writing an essay about it? Don't get me wrong - obviously I enjoy writing or I wouldn't be doing one of these posts every day, but I think writing about non-writing interests still gets judged primarily on how good of a writer you are.

Is that meta enough for you?


Tuesday, November 22, 2011

Finances

A while back I said I'd post about what I found out from the online financial aid seminar that I attended.  Being totally honest, the main thing I figured out was that, even though I know it's important, I find finances and all the terminology of college aid bewildering and incredibly boring. I suppose your mind needs to be cut out for one type of task or another. My mind is good with quantitative stuff, but you add in business mumbo-jumbo and I start to tune out.

Nonetheless, I know I bear the responsibility for this part of the college application process. HSS really has had no experience with money, so although we will be talking about financial aid awards when they come through, I'm in charge of filling in these forms, finding scholarship info, and presenting it all in a form that HSS can understand in order to be able to compare different schools.


a straight-forward flowchart
I like this figure. It all seems pretty understandable with some icons, terminology and steps laid out as a simple flow chart. So far, all I've done is an estimated FAFSA and applied for a PIN to allow me to enter the real data once I get 2011's W2 form.

But all the terminology... take a look at all the terms on the right that go with the flowchart.

Some take-aways that were news to me:
  1. Loans programs are different if they are loans for the student vs. loans for the parent. I plan on supporting a lot (maybe most) of HSS's college expenses, but some part will be student loan and earnings from summer/co-op jobs.
  2. The relative book costs between two colleges has little to do with what the final EFC (if I'm going to learn new vocabulary, I need to start using it - look at the list to the right again). More expensive colleges might have more money for aid; less selective schools might be more motivated to draw in high performing students.
  3. The massive number of scholarships around take lots of research to find. Most are pretty small chunks of money, but taken as a whole they should help out a fair amount. This task might be something to start over winter break.
  4. Government college loans programs for parents are going to look at your credit rating. The advantage of borrowing against your savings (401K or home equity etc), is mainly qualification and ease. The advantage of the government loans is better rates, since they are subsidized.
I see work in my future, but I'm putting it off for a while.

Here are some links that I think might be helpful: